Auto Classic

Comprehensive

1.75%

Of vehicle value

Auto Plus

Comprehensive

3%

Of vehicle value

Uber Classic

Comprehensive for Uber Drivers Only

2.5%

Of vehicle value
3 rd party property damage Up to N1 million Up to N1 million Up to N1 million
3 rd party bodily injury Up to N60 million Up to N60 million Up to N60 million
THEFT
FIRE
ACCIDENTAL DAMAGE
Authorized repair limit 2.5% of the car value 5% of the car value 5% of the car value
TOWING LIMIT N 12,500 N 15,000 N 12,500
Depreciation Rate Graduated Graduated Flat
Minimum Sum Insured ₦2,000,000 ₦3,500,000 ₦1,500,000
ADDITIONAL COVERS AT NO EXTRA COST
REFUND OF MEDICAL EXPENSES Up to ₦10,000 Up to ₦50,000
LOSS OF PERSONAL EFFECT UP TO N 10,000 UP TO N 50,000
Tracking installation Free for Vehicles of N5,000,000 And Above Free for Vehicles of N3,500,000 And Above
TOP UP COVERS AVAILABLE AT EXTRA COST
INCREASE IN TPPD 0.2% on additional value above ₦1,000,000 limit 0.2% on additional value above ₦1,000,000 limit 0.2% on additional value above ₦1,000,000 limit
Excess Buy Back 0.5% of sum insured Included 1% of sum insured
FLOOD EXTENSION 0.25% of Sum Insured Included 0.25% of Sum Insured
Alternative transportation in partnership with Uber (max. of N16,000 for 4 days)
for vehicle above N5,000,000.00
SRCC 0.25% of sum insured Included
Passenger liability of ₦250,000 per passenger.
Annual aggregate of N 2,000,000
Increase in Passenger Liability
@ 0.375% of increased benefit
Payment Plan (An additional 0.25% will be applied on the rate for payments made over 3 installments) Up to 3 consecutive and equal payments Up to 3 consecutive and equal payments Once
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