Comprehensive Motor Insurance

Cornerstone comprehensive motor insurance policies comes with different offerings limits on medical expenses and loss of personal effect covers for private use vehicles ONLY.

Covers provided under these policies include:

1. Accidental damage to insured vehicle

2. Loss or damage to insured vehicle resulting from Fire or theft

3. Damage resulting from malicious act, Strike, Riot and civil commotion (It comes as an additional cost for Auto Classic plan).

4. Damage to third party vehicle up to a limit of N1,000,000

5. Damage to third party property up to a limit of N3, 000,000

6. Unlimited (but reasonable) liability for death / bodily injury to third parties

   
   

7. Refund for medical expenses with limits as follows:

Auto – Classic N10,000
Auto – Plus N50, 000
Uber – Classic   x
   
   

8. Benefit for loss of Personal effects with limits as follows:

Auto – Classic N10,000
Auto – Plus N50, 000
Uber – Classic   x
   
   

 9. Deprciation rate is graduated for Auto Classic and Plus, it is flat for Uber Classic.

To buy product, you will need:

  • Chassis Number
  • Engine Number
  • Vehicle Registration Number

You can find these on your vehicle license document which you are required to upload on your account along photograph of the insured vehicle after purchase.