This policy helps to provide a lump sum through planned and disciplined savings. A guaranteed benefit is paid at the end of the plan. On death during the plan, a sum assured is paid.                                                                                      

      Features include:   

• You are eligible to take up this plan if you are under the age of 60 years
• Guaranteed interest rate, subject to annual review.
•  Interest will be credited the moment payment is successful via using an ATM card or Bank transfer.
• Interest policy loan, subject to a maximum of 70% of the fund balance.
• Annuity option at maturity.
• The minimum policy duration is 5yrs.
• Attracts surrender/paid up value.

Benefits include:

• Creates capital for future needs (i.e. school fees, home ownership, start own business, etc.)                                                                                  
• Sum assured (life cover) in the event of death of the investor is N150,000.00
• Death benefit is one-off cash sum (invested fund balance and life cover) to the beneficiary in the event of death during the policy term.
• Maturity benefit is accumulated account balance as at maturity date
• May provide a lump sum at retirement
• Policy can be tendered as collateral with any financial institution              
• Annuity option at maturity                                                                              
• Invested amount can be used to apply for tax rebate                              
• The proceed of the policy is tax exempt