This policy provides indemnityto the Insured against:

• Loss or damage to the Buildings caused by an Insured peril
• Loss or damage to the Contents, whilst contained in the Buildings and caused by an Insured Peril

It also provides additional benefits such as:

• Cost of alternative accommodation.
• Loss of rental income. (For insured building only)
• Legal liability to the public.
• Medical Expenses up to a limit
• Death of the Insured due to fire or action of thieves.